Private credit refers to non-bank lending where investors provide loans to companies or projects. These loans are not traded on public exchanges and often provide a steady cash flow to investors in the form of interest payments. With attractive yield potential and diversification benefits, private credit has become a significant component of many sophisticated investment portfolios.
Incorporating private credit into your investment portfolio offers several advantages:
Like all investments, private credit comes with its set of risks:
Investing in private credit can offer substantial potential returns:
Investing in private credit offers a unique opportunity to diversify your portfolio, generate steady cash flows, and potentially earn higher yields. While it does come with risks, a well-researched and thoughtfully considered private credit investment strategy can provide significant potential for growth and income. As with any investment decision, it’s important to thoroughly understand the investment and consider its role within your broader portfolio and investment goals.
Confidential discussions for individuals, couples, Trusts or family asset interests. We’re available to meet virtually or in-person.
We are located at 3100 boulevard de la Côte-Vertu, Suite 505, Saint-Laurent, Quebec H4R 2J8
To schedule your consultation or request client meeting, please call 514-419-5429
Disclaimer:
Nothing on the website shall be construed as an offer to buy or a solicitation of an offer to buy any services or products. Commissions, trailing commissions, management fees and expenses may be associated with investments. Products are not guaranteed, their values change frequently, and past performance may not be repeated. Mandeville Private Client Inc. is a member of the Investment Industry Regulatory Organization of Canada and a member of the Canadian Investor Protection Fund.
This publication contains the opinion of the writer. The information contained herein was obtained from sources believed to be reliable, but no representation or warranty, express or implied, is made by the writer, Mandeville, or any other person as to its accuracy, completeness, or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any securities. The information in this publication is intended for informational purposes only and is not intended to constitute investment, financial, legal, tax or accounting advice.
We can provide advice on your company and government pension options.
In this case study, Mr. Client’s pension would represent over 50% of his total retirement income, selecting the right option was important. It was also irrevocable.
Tax Preparation is not Tax Planning.
In this case study, you will learn what ongoing and personalized advice looks like in the form of tax planning.
Have you ever heard the expression, “don’t put all your eggs in one basket”?
Could diversifying your portfolio work against you? In this case study, you will learn the difference between diversification or investing in only a few high-quality companies.